Download our report Banking for Tomorrow


The Fintech Consultancy Group (Fincog) supports clients to become digital banking leaders by capitalizing upon new technology and optimizing operating models that propel the customer experience forward.

With expertise in both established financial services and fintech, we bring a fresh approach to banking across the globe. We support you end-to-end, covering everything from strategy onto design of operations and implementation.

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Our services

Strategy We develop your strategic vision tailored to your needs by building upon our extensive industry expertise.
Operational Excellence We design and optimize your operations across processes, technology and organizational model that enable your vision.
Implementation We deliver your strategic vision by building out your organization and launching your proposition, while maintaining project oversight.

Our mission

Fincog is driven to better people’s lives by improving the quality, cost, and access to financial services. We believe that financial innovation fosters better customer solutions. We strive to shape the future of banking by our objective, expert-driven approach that supports our clients to continuously evolve.

We work to truly understand what matters most to our client when shaping solutions that will stand the test of time. Building long-term relationships is important to us, so we focus on the people behind the project. And just as we invest in our clients, we invest in ourselves by continuously advancing our expertise in digital banking.

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Our latest blog articles

SME Banking & Remittances in Africa

40% of all formal MSMEs in developing countries suffer from unmet financing needs. Despite significant positive developments in recent years regarding digital banking initiatives, a lack of suitable business banking services still poses a great challenge for many entrepreneurs, MSMEs and SMEs across Africa. Learn about some of the existing opportunities for banks and financial institutions in the African market in our newest blog Read more

How can Banks play a positive role in climate change

Banks play a vital role in funding environmental change in society but there are a variety of ways banks can play a positive role in climate change. Based on our experience working with industry leaders in sustainable finance, we have outlined how banks can support economies in achieving climate goals while at the same time building a strong and sustainable business. Read more

What are the challenges banks are facing today

It is not secret that banks are up against steep challenges operating in today’s environment – an environment that is defined by geopolitical and economic uncertainty, hyper-competition, and rapid change. In this first article based on our recently published report Banking for Tomorrow, we are going to deep dive into some of those challenges faced by traditional banks and what it might mean for their further existence. Read more